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Personal Banking Credit Cards

Credit Cards

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Build your credit with a Visa® Platinum Credit Card

 

Visa Platinum Credit Cards

Whether you're looking to build your credit or prepare yourself for unplanned / emergency expenses, a Visa Platinum Credit Card is a great thing to have. With a $0 annual fee, and additional ammenities like EMV Chip, Fraud Support, and travel & emergency assistance services, you can't go wrong.

 

CLICK HERE TO APPLY FOR A VISA PLATINUM CREDIT CARD

Credit Card Options

Visa® Platinum Cash
Rewards Credit Card

Visa® Platinum Rewards
Credit Card

Visa® Platinum
Credit Card

Let all those purchases work for you, with a cash back rewards card!

  • Earn up to 3% cash back on every purchase, every day when you shop at select community-based merchants as part of the Community Rewards Network™1
  • Earn unlimited 1% cash back on every purchase, every day
  • $0 Annual Fee – Keep your money in your wallet
  • APR* (For Purchases, Balance Transfers, and Cash Advances): 14.49%
  • Cash Advance Fee: Either $5 or 2% of the amount of each cash advance, whichever is greater
  • Foreign Transaction Fee: Up to 1% of each transaction in US Dollars
  • With our Redeem2Erase feature, you can "erase" recent transactions off your statement and earn statement credit
  • Credit Level: Good

Travel, merchandise, gift cards, and more – you name it, you’ve got it with this rewards card!

  • Earn up to 3X rewards on every purchase, every day when you shop at select community-based merchants as part of the Community Rewards Network™1
  • Earn unlimited 1X rewards on every purchase, every day
  • $0 Annual Fee – keep your money in your wallet
  • APR* (For Purchases, Balance Transfers, and Cash Advances): 12.99%
  • Cash Advance Fee: Either $5 or 2% of the amount of each cash advance, whichever is greater
  • Foreign Transaction Fee: Up to 1% of each transaction in US Dollars
  • With our Redeem2Erase feature, you can "erase" recent transactions off your statement and earn statement credit
  • Credit Level: Good

If you’re looking for a no frills card with a low rate, this one is for you!

  • $0 Annual Fee – Keep your money in your wallet
  • APR* (For Purchases, Balance Transfers, and Cash Advances): 10.99%
  • Cash Advance Fee: Either $5 or 2% of the amount of each cash advance, whichever is greater
  • Foreign Transaction Fee: Up to 1% of each transaction in US Dollars
  • Credit Level: Average

 

 

 

Standard Issuer Statement

This card is issued by Bankers' Bank. Subject to credit approval.
* Annual Percentage Rate accurate as of October 21, 2019
The Community Rewards Network™ is a network of local businesses where you can receive up to 3% / 3X rewards.

Additional Product Features

  • EMV/Chip Enabled
  • Apple, Samsung, Google, Visa Checkout
  • Cardholder inquiry service
  • Lost or stolen card reporting
  • Emergency card replacement
  • Auto rental collision damage waiver
  • Zero liability fraud support
  • Travel & emergency assistance services
  • Purchase security/extended protection
  • Roadside dispatch
  • Online account information - MyCardStatement.com
  • Verified by Visa
  • Fraud alert notices: Email, Text, & IVR
  • Travel accident insurance
  • Purchase alerts

FAQs

How long will it take to get approved for a credit card?
The approval process takes 1 - 2 business days. Once you have been approved, the card should arrive within 7 - 10 business days.

What if I don’t qualify for a certain credit card?
If you have insufficient or poor credit history, you are welcome to apply with a co-applicant/guarantor.

What does a 25-day grace period mean?
Cardholders are entitled to a period of 25 days after the closing date of the billing cycle to pay off the new balance before incurring finance charges on that new balance. Finance charges will not apply on purchases if the immediately preceding statement balance was paid in full during the grace period on that new balance. Certain transactions like Cash Advances are not entitled to a grace period.

What is the Community Rewards Network™?
This is a network of local businesses where you can receive up to 3% / 3X rewards. For a listing of participating merchants, click here.

How do I apply?
You can stop by any one of our branches to complete an application in person or apply online today using our digital application here.

Who is Bankers’ Bank?
Bankers’ Bank is a community bank FOR community banks, OWNED by community banks.

Where can I see my rewards?
Visit www.scorecardrewards.com to view your reward balance, search and view all available redemption options, and more.

Can I view my account online?
Yes! Visit www.mycardstatement.com to analyze your spending, review your statements, or pay your bill online.