Home Equity Loan

A home equity loan is a revolving line of credit secured by a home. Once you have a credit limit established you could borrow up to that limit any time, pay it back, and borrow again for any reason.

• Interest rates are usually lower than most credit cards
• Ability to borrow, pay down, and borrow again without having to receive prior approval
• Monthly billings
• Offers significant financial flexibility
• Consult a tax advisor regarding the deductibility of interest

Second Mortgage

Are you looking to consolidate debt, purchase a vehicle or do home improvements? Consider a second mortgage! A second mortgage is an amortizing loan secured by a home.

• Consult a tax advisor regarding the deductibility of interest
• Choose from fully amortizing loans or balloon loans for more payment flexibility
• Set monthly payment for the duration of your loan
• Offers significant financial flexibility