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Rates & Tools Deposit Rates

Deposit Rates

Annual Percentage Yield* is Accurate as of January 1, 2020

For additional account disclosure information and related fees see a Personal Banker.  Fees may reduce the earnings on the above accounts.  A penalty may be imposed for early withdrawal from CD’s/IRA's. *APY achieved only if interest is compounded quarterly to the CD/IRA's.
1 The rate may change after the account is opened.
2 Interest on the tiered account is paid on the entire collected balance of your account at the rate shown for that tier.
3 Online Banking required.
4 Electronic statement required.
5 Have at least 16 Debit Card purchases post and clear during each statement cycle (not including ATM transactions). Have at least one Direct Deposit /ACH Credit post during each statement cycle. Log into Online Banking at least one time during each statement cycle. 
6 There will be a 0.05% Interest Rate applied if statement cycle qualifications are not met, resulting in a 0.05% Annual Percentage Yield.
A monthly fee of $2.00 will be imposed every statement cycle if the balance in the account falls below $100.00 any day of the statement cycle.
8 Maintain a $1,000.00 minimum balance to avoid the $10.00 monthly fee. Transactions limitations: Transfers from you Money Market Account to another account at the bank or to third parties by preauthorized, automatic, or telephone transfers are limited to 6 with no more than 6 transfers by check, draft, debit card or similar order to third parties. An excess debit fee of $2.00 per item may apply if you exceed the transaction limitations.
9 If the above terms are not met, the account will be changed to a Basic Plus Checking Account, which has a monthly fee of $3.00 imposed every statement cycle if the balance in the account falls below $1000.00 any day of the statement cycle.
10 An Interest Rate of 0.05% will be applied to the portion of your account balance over $25,000.00, resulting in a 0.54% to 2.02% APY, depending on the balance.